At Cremer Spina, we have a wealth of experience in counseling our clients on the full range of coverage issues regarding all categories of commercial and personal lines policies. We assist insurance carriers in evaluating their coverage obligations to their policyholders by providing detailed and concise coverage opinions. When coverage disputes give rise to litigation, we defend and prosecute lawsuits on behalf of insurance carriers in declaratory judgment actions, including claims of bad faith.

We also advise businesses in their dealings with their own insurance carriers. Whether we are representing an insurance carrier or a policyholder, our experience allows us to provide insightful guidance so as to resolve these disputes in an efficient and cost-effective manner